2026 rates · English · Estimates

Israel Salary Calculator: Gross to Net

Israeli payslips confuse every newcomer: income tax is only part of the story. This calculator shows the full 2026 picture — income tax, National Insurance (Bituach Leumi), health tax, and the mandatory 6% pension deduction — line by line, in English.

Monthly gross salary (₪)

Tax credit points

Include 6% pension deduction

Monthly gross

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MONTHLY NET

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Income tax (after credit points)—

National Insurance (employee)—

Health tax—

Pension (6%)—

Effective deduction rate—

Pension is a deduction from your paycheck but it is your money, saved into your fund alongside an employer contribution of ~14.8% — an Israeli offer is worth more than its net suggests. New olim: your extra credit points can substantially raise the net in the first years; increase the points field to model them.

The 2026 rates used here

Component	Rate	Applies to (monthly)
Income tax	10% → 50% progressive	Per Amendment 288 brackets (see the law page)
National Insurance	0.4% / 7%	Up to reduced-rate threshold ≈ ₪7,120 / above it, capped ≈ ₪47,465
Health tax	3.1% / 5%	Same tiers and cap
Pension (employee)	6%	Gross salary (standard arrangement)

Published sources differ slightly on the 2026 reduced-rate threshold (₪6,331–₪7,122); this tool uses ₪7,120 — the impact of the difference is a few shekels per month. Credit point value: ₪242/month. Real payslips vary with allowances, keren hishtalmut, tax coordination, and employer specifics. Estimates only, not advice.