Free tools · English · Source-backed
The numbers behind living and working in Israel
Source-backed calculators and dated planning guides for new olim, returning residents, employees, freelancers, homebuyers and families.
Core calculators
2026Israel Gross-to-Net SalaryIncome tax, credit points, employee pension, National Insurance and health tax.
2026 lawNew-Oleh Earned-Income BenefitEstimate the temporary benefit with the enacted annual caps and 2026 proration.
Freelancer Net IncomeRevenue, expenses, income tax, self-employed insurance, VAT display and pension saving.
Israel Purchase TaxEstimate residential purchase tax using the selected buyer profile and current brackets.
Mortgage PaymentEstimate monthly payment, total interest and remaining balance.
Aliyah Moving BudgetPlan flights, shipping, deposits, temporary housing, furniture and cash runway.
Buying property in Israel
Start with the home-buying guide, then estimate the cash required, test affordability and compare written mortgage offers.
Home-Buying GuideConnect purchase tax, down payment, mortgage rules, closing costs and legal steps.
Total Cash NeededEstimate down payment, purchase tax, professional fees, VAT, setup costs and reserve.
Mortgage AffordabilityCompare deposit, LTV and a sustainable monthly-payment range.
Compare Mortgage OffersCompare written approvals using payment and total-cost figures.
Planning your move
How much money do you need for aliyah?Build a cash target from moving costs, setup costs and income runway.
First Month in IsraelEstimate rent deposits, temporary housing, setup costs and a contingency buffer.
What salary do you need in Israel?Match estimated take-home pay to your household budget.
Cost of Living by CityCompare planning budgets for seven Israeli cities.
Guides and rights
Salary & Tax GuideFixed-salary examples plus tax, pension and National Insurance explanations.
New-Oleh Credit PointsCalculate the additional credit-point schedule from your aliyah date.
US Olim: Bituach Leumi ExemptionUnderstand the five-year National Insurance exemption and its conditions.
Methodology & SourcesReview official sources, planning assumptions, verification dates and limitations.
How to use the estimates
Use the tools to compare scenarios and prepare better questions. Replace planning assumptions with real listings and quotes, and confirm regulated decisions with the relevant authority or licensed professional.