Neutral quote worksheet · Verified August 1, 2026

Moving Money to Israel

The useful comparison is not “zero fee” versus “low fee.” It is how many shekels arrive after the exchange rate, provider fee, funding cost and any intermediary deduction.

Neutral worksheet: Aliyah Tools does not recommend or rank a provider. Compare live quotes using the same amount, then confirm the receiving bank’s documentation requirements before a large transfer.

Guide informationMethodology · Advertising disclosure

Version2026.08.5

Last checkedAugust 1, 2026

Information typeProvider-comparison guide

Source basisProvider and Bank of Israel pages

Known limits: Availability, verification, transfer times, fees and exchange rates can change by country, amount and funding method. Obtain live quotes and confirm acceptance with your Israeli bank before a large transfer.

Update policy: Material rule changes and corrections are logged on the version-history page.

Compare up to three live quotes

Enter the same amount and the same market-reference rate for every quote. Then enter exactly what each provider says the Israeli recipient will receive, plus any fee paid outside the sent amount.

Amount you plan to exchange (source currency)

Reference market rate: ILS per 1 source-currency unit

Quote 1

LabelRecipient receives (₪)Additional fee in source currency

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Quote 2

LabelRecipient receives (₪)Additional fee in source currency

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Quote 3

LabelRecipient receives (₪)Additional fee in source currency

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Best entered quote

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Enter live quotes from providers using the same source amount.

Quote	Recipient gets	All-in cost vs reference	Cost %	Effective ILS rate

This worksheet does not retrieve a live market rate and does not recommend a provider. A provider may show its fee inside the quote rather than as a separate amount. Do not add the same fee twice.

What to compare besides price

Final ILS receivedUse the recipient amount, not a headline exchange rate or “fee-free” label.

Funding and timingBank transfer, card and direct debit can have different costs and settlement times.

VerificationCheck identity, residence and source-of-funds requirements before a time-sensitive transfer.

Recipient-bank readinessFor a large transfer, ask the Israeli bank in advance what records it may request and how the payment should be described.

Current examples to obtain a quote from

Option	Why someone may check it	Important current limitation
Your existing bank	Existing relationship, branch support and direct receipt into your Israeli account.	Compare the exchange-rate margin and all fees, not only the transfer fee.
Wise	Publishes transfer availability and a live quote; supports sending and receiving features for residents of Israel.	Wise states that Israeli-resident verification uses Israeli-issued identification, and a Wise debit card is not currently available to residents of Israel.
OFX	Offers USD-to-ILS transfers, customised rates for higher-value transfers and 24/7 support.	Availability and payment methods depend on the sender’s country and currency; obtain the customer quote rather than relying on an indicative rate.
Another regulated provider	A third quote can reveal whether one provider’s spread or fee is unusually high.	Verify regulation, supported route, recipient details and complaint channels yourself.

Current source checks

Provider facts above were checked August 1, 2026. Live pricing was deliberately not copied because it changes.

Continue planning

Useful next steps

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